Single homebuyers need an extra 10 years to save for homeownership compared to couples in a majority of Texas’ largest cities, according to a report from Point2Homes.

The real estate company analyzed mortgage prices in 15 of Texas’ largest cities, comparing that cost with the annual incomes of individuals and couples. Taking into account monthly loan payments, taxes and homeowners’ insurance, they then calculated the gap between monthly starter home costs and the time individuals and couples would need in order to save enough money to afford it.

In 13 of the cities analyzed, singles need an entire decade more than couples to afford a starter home, based on the 50/30/20 rule where housing costs don’t eat up more than 30% of a household’s income.

Across the board, couples don’t need more than about four years to save for a median starter home, with the longest timeline seen in Laredo at 4.6 years.

Comparatively, single buyers in most cities would need to wait two or three times as long to be able to save enough for a starter home. In Dallas, for example, couples need about 2.6 years to save — but singles need 14.6 years.

Dallas represents one of the cities with the shortest time frame between couples and single buyers, however. In Austin, McKinney, Arlington and Plano, singles need to save for at least 26 years to be able to afford a median home.

However, two Texas cities offer significantly shorter savings periods for single homebuyers: Corpus Christi and Lubbock. In Corpus Christi, single buyers need to save for eight years, compared to 1.9 years for couples; in Lubbock, single buyers need to save for 9.1 years, compared to 1.7 years for couples. While that’s still a huge time difference, it pales in comparison to many other large cities in the Lone Star State.

Check out the full list below to see how much longer singles need to save for homeownership in the 15 largest cities in Texas.

via Point2Homes